I got behind on all my credit card bills and haven't paid them over a year. what do i do to pay them off?

i have 2 visa cards, sears, abc warehouse, meijer, and a $7,500 car loan i have'nt paid over a year or so, i lost my job for a year. i now have a dependable job working at 7up, i am a merchandiser. i do not own a home. i want to pay them off, but i don't know the first thing to do. i'm $14,500 in dept, and i need help bad. please some one have a way out for me. i would appreciate it alot. thank you. i have 2 kids and a wife, and i want to some day buy a house or just be dept free. i do not know were to start. i'm only 25 years old and this is my first time this has ever happend. no one that i know has ever been through this type of sitsuation.